A debt buyer is a company, sometimes a collection agency, a private debt collection law firm, or a private investor, that purchases delinquent or charged-off...
56 KB (6,589 words) - 03:00, 22 November 2024
Encore Capital Group (category Debt buyers)
publicly traded debt buyer based in the United States. The company is headquartered in San Diego, and operates throughout the United States. The firm is...
8 KB (749 words) - 13:58, 2 May 2024
Midland Credit Management (category Debt buyers)
an American debt buyer and debt collection company headquartered in San Diego, California, and has offices throughout the United States as well as in...
9 KB (831 words) - 13:44, 2 May 2024
The Bond Buyer is a century-old United States daily national trade newspaper based in New York City and focused on covering the municipal bond industry...
4 KB (380 words) - 14:33, 27 July 2024
the debt, while shifting the work and risk of debt collection to the debt buyer. In the United States during the savings and loan crisis of the 1980s...
37 KB (4,807 words) - 12:21, 26 October 2024
PRA Group (category Debt buyers)
is a publicly-traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers...
14 KB (1,337 words) - 19:25, 20 November 2024
Asset Acceptance (category Debt buyers)
American debt buyer. Its primary business is the purchasing of defaulted debts from lenders and subsequent collection of those debts through normal debt collection...
7 KB (681 words) - 01:02, 14 October 2024
in which the United States dollars should be issued. These coins are both designated in the section as "legal tender" in payment of debts. The Sacagawea...
111 KB (10,362 words) - 04:24, 19 November 2024
Pro forma (section United States)
transactions, a pro forma invoice is a document that states a commitment from the seller to sell goods to the buyer at specified prices and terms. It is used to...
18 KB (2,140 words) - 00:36, 20 November 2024
Credit card (redirect from Revolving debt)
pays the seller, and is reimbursed by the buyer, whereas a charge card simply defers payment by the buyer until a later date.[citation needed] A credit...
122 KB (15,258 words) - 19:20, 19 November 2024
Subprime mortgage crisis (redirect from United States subprime mortgage crisis)
ratings meant higher earnings – and accurately rating the debt for the benefit of the debt buyer/investors – who provided zero revenue to the agencies. Despite...
298 KB (34,080 words) - 02:10, 11 November 2024
of Smith v. United States, the United States Court of Appeals for the Fifth Circuit stated that the taxpayer's "invocation of the Fair Debt Collection...
26 KB (3,127 words) - 18:46, 15 October 2024
Credit default swap (category United States housing bubble)
compensate the buyer in the event of a debt default (by the debtor) or other credit event. That is, the seller of the CDS insures the buyer against some...
131 KB (15,186 words) - 15:57, 14 October 2024
The history of the United States dollar began with moves by the Founding Fathers of the United States of America to establish a national currency based...
51 KB (6,598 words) - 00:36, 6 September 2024
market for homeowners who were unable to pay their mortgage debts. In 2008 alone, the United States government allocated over $900 billion (~$1.25 trillion...
84 KB (8,238 words) - 21:43, 6 November 2024
2008–2011 bank failures in the United States 2008–09 Keynesian resurgence 2010 United States foreclosure crisis United States debt-ceiling crisis of 2011 List...
75 KB (7,656 words) - 01:34, 10 November 2024
Default (finance) (redirect from Debt default)
the legal obligations (or conditions) of a loan, for example when a home buyer fails to make a mortgage payment, or when a corporation or government fails...
10 KB (1,237 words) - 22:40, 25 July 2024
Undue Medical Debt, formerly RIP Medical Debt, is a Long Island City–based 501(c)(3) charity focused on the elimination of personal medical debt. Founded in...
11 KB (1,105 words) - 20:40, 9 September 2024
Debt bondage, also known as debt slavery, bonded labour, or peonage, is the pledge of a person's services as security for the repayment for a debt or other...
57 KB (6,517 words) - 22:56, 13 November 2024
Mortgage (redirect from Mortgage debt)
interest rate and encourage buyers. Homeowners can also take out equity loans in which they receive cash for a mortgage debt on their house. Shared appreciation...
55 KB (7,250 words) - 18:06, 17 November 2024
COVID-19 pandemic in the United States, interest in suburban properties skyrocketed, with Millennials being the largest block of buyers. For this reason, the...
190 KB (20,049 words) - 08:41, 17 November 2024
Sherman Financial Group, which runs one of the largest buyers of consumer debt in the United States. Despite the similar names and "nearly identical" logos...
17 KB (1,182 words) - 15:23, 21 November 2024
Debt: The First 5,000 Years is a book by anthropologist David Graeber published in 2011. It explores the historical relationship of debt with social institutions...
33 KB (3,846 words) - 05:45, 15 November 2024
of Sherman Financial Group, LLC, one of the largest buyers of consumer debt in the United States, and the owner of Credit One Bank, a bank specializing...
16 KB (1,228 words) - 00:11, 30 October 2024
support for student debt relief, and said she supports raising the minimum wage. In response to the housing crisis in the United States, Harris said she...
512 KB (37,696 words) - 18:32, 22 November 2024
Loan-to-value ratio (section United States)
appraiser, but a better measure is an arms-length transaction between a willing buyer and a willing seller. Typically, banks will utilize the lesser of the appraised...
10 KB (1,266 words) - 06:40, 24 October 2024
Second mortgage (section United States)
portion of the outstanding debt owed by the buyer. Hence, the option of opening a second mortgage is specifically applicable to buyers who have insufficient...
33 KB (4,002 words) - 02:25, 17 April 2024
collateralized debt obligation (CDO) is a type of structured asset-backed security (ABS). Originally developed as instruments for the corporate debt markets...
72 KB (9,173 words) - 18:46, 2 October 2024
chapter 11 bankruptcy after accumulating over $1 billion in debt. March 19 In United States v. Texas, the Supreme Court declines to block a Texas Senate...
248 KB (23,138 words) - 05:03, 22 November 2024
terms, this is when the seller in a transaction offers the buyer a loan rather than the buyer obtaining one from a bank. To a seller, this is an investment...
7 KB (973 words) - 15:16, 24 June 2024