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    In economics, consumer debt is the amount owed by consumers (as opposed to amounts owed by businesses or governments). It includes debts incurred on purchase...
    19 KB (577 words) - 08:20, 30 May 2024
  • Thumbnail for Fair Debt Collection Practices Act
    subsequently amended), is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection...
    26 KB (3,127 words) - 18:46, 15 October 2024
  • Thumbnail for Debt collection
    such as a company. Collection of consumer debt is subject to greater regulation than the collection of business debt. There are two principal types of...
    37 KB (4,807 words) - 19:30, 16 October 2024
  • Thumbnail for Debt consolidation
    addressing high consumer debt, but occasionally it can also refer to a country's fiscal approach to consolidate corporate debt or government debt. The process...
    11 KB (1,159 words) - 21:46, 11 October 2024
  • Thumbnail for Household debt
    Household debt is the combined debt of all people in a household, including consumer debt and mortgage loans. A significant rise in the level of this debt coincides...
    36 KB (4,741 words) - 06:26, 5 September 2024
  • Thumbnail for Consumer
    act. Alpha consumer Customer Consumer behaviour Consumer debt Consumer leverage ratio Consumer organization Consumer reporting agency Consumer choice Consumerism...
    11 KB (1,102 words) - 03:31, 28 July 2024
  • Thumbnail for Credit card debt
    of interest and penalties when the consumer fails to repay the company for the money they have spent. If the debt is not paid on time, the company will...
    14 KB (1,515 words) - 10:09, 7 October 2024
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    use consumer debt to purchase houses, cars and other things too expensive to buy with cash on hand. People are likely to spend more and get into debt when...
    34 KB (4,101 words) - 07:23, 10 October 2024
  • enforcement".: viii  FDCPA protect consumers and ethical collectors.: iii  From 1999 to 2009, the "advent and growth of debt buying", that is "the purchasing...
    56 KB (6,589 words) - 08:33, 9 September 2024
  • Thumbnail for Government debt
    government debt (also called public debt or sovereign debt) is the financial liabilities of the government sector.: 81  Changes in government debt over time...
    30 KB (3,340 words) - 03:28, 18 October 2024
  • a debt. The willingness to repay a debt is indicated by how timely past payments have been made to other lenders. Lenders like to see consumer debt obligations...
    25 KB (3,442 words) - 22:43, 26 May 2024
  • Thumbnail for National debt of the United States
    The national debt of the United States is the total national debt owed by the federal government of the United States to Treasury security holders. The...
    129 KB (13,240 words) - 00:20, 19 October 2024
  • Thumbnail for Credit One Bank
    by Sherman Financial Group, which runs one of the largest buyers of consumer debt in the United States. Despite the similar names and "nearly identical"...
    16 KB (1,167 words) - 08:29, 3 September 2024
  • Thumbnail for Debt management plan
    process of individuals addressing high consumer debt. Debt management plans help reduce outstanding, unsecured debts over time to help the debtor regain...
    5 KB (533 words) - 05:33, 5 June 2024
  • Thumbnail for PRA Group
    PRA Group (category Debt collection)
    is a publicly-traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers...
    14 KB (1,337 words) - 13:12, 18 October 2024
  • officer of Sherman Financial Group, LLC, one of the largest buyers of consumer debt in the United States, and the owner of Credit One Bank, a bank specializing...
    16 KB (1,227 words) - 04:22, 9 September 2024
  • Debt validation, or "debt verification", refers to a consumer's right to challenge a debt and/or receive written verification of a debt from a debt collector...
    8 KB (1,084 words) - 15:45, 1 June 2022
  • Thumbnail for Consumer Financial Protection Bureau
    The Consumer Financial Protection Bureau (CFPB) is an independent agency of the United States government responsible for consumer protection in the financial...
    62 KB (5,934 words) - 12:14, 20 August 2024
  • Thumbnail for Loan
    Fractional-reserve banking, Building society Debt, Consumer debt, Debt consolidation, Government debt Default (finance) Finance, Personal finance, Settlement...
    18 KB (2,048 words) - 12:34, 9 October 2024
  • policy Competition regulator Consumer complaint Consumer organization Consumers International Cooling-off period Credit and debt Extended warranty Fairtrade...
    26 KB (3,025 words) - 01:05, 18 October 2024
  • Thumbnail for Fair Credit Reporting Act
    collection, dissemination, and use of consumer information, including consumer credit information. Together with the Fair Debt Collection Practices Act (FDCPA)...
    20 KB (1,924 words) - 22:24, 21 September 2024
  • Thumbnail for TPG Angelo Gordon
    products in distressed debt and non-investment grade corporate credit, convertible and merger arbitrage, residential and consumer debt, energy direct lending...
    19 KB (1,554 words) - 10:53, 7 May 2024
  • Thumbnail for Credit
    Credit (redirect from Consumer Credit)
    party does not reimburse the first party immediately (thereby generating a debt), but promises either to repay or return those resources (or other materials...
    15 KB (1,742 words) - 01:24, 16 October 2024
  • 2000 to approximately $186 billion in 2012. Looking at non-mortgage consumer debt, the share of HELOCs grew from 10% to 40% in that time. To put this...
    17 KB (2,003 words) - 19:21, 6 April 2024
  • aimed at consumers, including the book Surviving Debt. "About Us". nclc.org. National Consumer Law Center. "Our Story". nclc.org. National Consumer Law Center...
    4 KB (336 words) - 15:06, 30 July 2024
  • Thumbnail for Prue Leith
    housing association, Places for People (1999–2003) and a member of the Consumer Debt Working Group that contributed to the Conservative Party's 2006 policy...
    22 KB (2,114 words) - 19:18, 17 October 2024
  • vehicles. Liabilities include both secured debt (such as a home mortgage) and unsecured debt (such as consumer debt or personal loans). Typically intangible...
    6 KB (800 words) - 10:25, 3 September 2024
  • Til Debt Do Us Part (also stylized as 'Til Debt Do U$ Part) is a Canadian television series produced by Frantic Films for Slice in Canada, Zone Reality...
    22 KB (321 words) - 20:01, 5 September 2023
  • recession, placed consumers in financial hardship. With charge-offs (debts written-off by banks) increasing, banks established debt settlement departments...
    25 KB (3,390 words) - 23:05, 26 January 2024
  • Debtor (category Debt)
    Generally, most oral and written agreements for the repayment of consumer debtdebts for personal, family or household purposes secured primarily by...
    8 KB (902 words) - 11:57, 2 September 2024