Banking in Germany is a highly leveraged industry, as its average leverage ratio (assets divided by net worth) as of 11 October 2008 is 52 to 1 (while...
4 KB (429 words) - 16:52, 17 February 2024
The German public banking sector (German: Öffentliches Kreditwesen) represents a significant share of the broader banking sector in Germany. Unlike in most...
49 KB (4,219 words) - 04:12, 28 May 2024
The German Banking Industry Committee (GBIC) (German: Die Deutsche Kreditwirtschaft / DK), known until 2011 as the Central Credit Committee (German: Zentraler...
8 KB (825 words) - 08:13, 29 November 2022
The Raiffeisen Banking Group (German: Raiffeisen Bankengruppe, RBG) is a group of cooperative banks in Austria. The Austrian Raiffeisen banks are not...
11 KB (972 words) - 16:46, 26 August 2024
enabling banking interoperability. It was established in 2008. BIAN's goal is to establish a semantic framework to identify and define IT services in the banking...
15 KB (1,631 words) - 15:20, 13 March 2024
The history of banking began with the first prototype banks, that is, the merchants of the world, who gave grain loans to farmers and traders who carried...
140 KB (15,954 words) - 06:07, 18 September 2024
Banking in Switzerland dates to the early 18th century through Switzerland's merchant trade and over the centuries has grown into a complex and regulated...
102 KB (9,996 words) - 11:19, 8 October 2024
cooperative banking network in Germany that includes local banks named Volksbanken ("people's banks") and Raiffeisenbanken ("Raiffeisen banks"), the latter in tribute...
28 KB (3,081 words) - 12:15, 29 March 2024
In the United States, banking had begun by the 1780s, along with the country's founding. It has developed into a highly influential and complex system...
23 KB (2,444 words) - 20:49, 22 June 2024
Retail banking, also known as consumer banking or personal banking, is the provision of services by a bank to the general public, rather than to companies...
4 KB (369 words) - 12:16, 1 September 2024
Giropay (category Banking in Germany)
Giropay is an Internet payment system in Germany, based on online banking. Introduced in February 2006, this payment method allows customers to buy securely...
7 KB (712 words) - 18:40, 5 September 2024
Federal Financial Supervisory Authority (redirect from Federal Financial Supervisory Authority (Germany))
been Germany's national competent authority within European Banking Supervision. It is an independent federal institution with headquarters in Bonn and...
28 KB (2,951 words) - 12:50, 8 October 2024
Hamburger Bank (category Banking in Germany)
is now known as Hamburger Volksbank [de]. List of central banks German public banking sector Manfred Pohl (1986). Hamburger Bankengeschichte. V. Hase...
8 KB (1,117 words) - 19:19, 29 February 2024
Online banking, also known as internet banking, virtual banking, web banking or home banking, is a system that enables customers of a bank or other financial...
47 KB (5,250 words) - 06:07, 10 October 2024
Girocard (category Banking in Germany)
is based on standards and agreements developed by the German Banking Industry Committee. German girocards are commonly co-branded with Mastercard's Maestro/Cirrus...
10 KB (1,046 words) - 10:12, 29 April 2024
Cooperative banking is retail and commercial banking organized on a cooperative basis. Cooperative banking institutions take deposits and lend money in most...
29 KB (2,801 words) - 07:37, 31 July 2024
Electronic cash (category Banking in Germany)
2007, the debit card system of the German Banking Industry Committee, the association that represents the top German financial interest groups. Usually...
17 KB (2,301 words) - 18:02, 13 May 2024
China's banking sector had CN¥417 trillion (US$58.54 trillion) in assets at the end of 2023. The "Big Four" state-owned commercial banks are the Bank...
44 KB (6,110 words) - 02:13, 1 October 2024
The European Banking Federation (EBF) is a trade association representing national banking associations in countries of the European Union and the European...
5 KB (310 words) - 21:27, 19 January 2024
Bankleitzahl (category Banking in Germany)
In Germany and Austria, the Bankleitzahl (BLZ) is a code that uniquely identifies a bank. The bank code always consists of eight digits in Germany and...
1 KB (152 words) - 22:46, 12 October 2022
gave the blueprint for similar banking systems. The usage in German can be seen in the Banco del Giro founded in Vienna in 1703 (to extend the financing...
10 KB (1,422 words) - 09:37, 11 October 2024
Wholesale banking is the provision of services by banks to larger customers or organizations such as mortgage brokers, large corporate clients, mid-sized...
2 KB (141 words) - 00:27, 21 September 2024
MaRisk (category Banking in Germany)
management of banks, insurances and other companies financially trading in Germany. The primary legal background for MaRisk is the Kreditwesengesetz (KWG)...
2 KB (225 words) - 03:58, 6 January 2023
European banking crisis of 1931 was a major episode of financial instability that peaked with the collapse of several major banks in Austria and Germany, including...
29 KB (3,574 words) - 14:22, 20 September 2024
Mobile banking is a service provided by a bank or other financial institution that allows its customers to conduct financial transactions remotely using...
32 KB (3,610 words) - 20:41, 30 September 2024
Hanseatic Bank (category Banking in Germany)
transactions. In 1976, it was converted into a chartered universal bank. This enabled the product portfolio to be expanded to include all banking products. In addition...
6 KB (725 words) - 10:56, 14 February 2024
HSBC (redirect from Hong Kong and Shanghai Banking Corporation)
member The Hongkong and Shanghai Banking Corporation) is a British universal bank and financial services group headquartered in London, England, with historical...
152 KB (14,709 words) - 20:03, 10 October 2024
Avaloq (redirect from Avaloq Banking Suite)
Swiss company that develops and provides the Avaloq Banking Suite software for core banking. Core banking includes information about customers, transactions...
11 KB (892 words) - 16:42, 3 April 2024
Merchant bank (redirect from Merchant Banking)
areas of Germany and Poland. Many of these merchants were from the same families who had been part of the development of the banking process in Italy. They...
12 KB (1,531 words) - 00:50, 3 August 2024